"I know I have money there... I just can't access it."
Get your stuck money and financial issues resolved.
We help you recover and fix issues across EPF, shares, Banks, Real Estate and more. PF stuck. Claim rejected. Multiple UAN. Ownership unclear. We handle it, start to finish.
Talk to An ExpertTRUSTED BY
EMPLOYEES AT:

And 100+ leading organisations across India.
Real Results
Solutions Shaped By Care
₹0 Cr+
Worth Claims Raised
10,000+
Families Supported
★★★★★
Over 100+
5 Star Google Reviews
You've probably been dealing with this for a while
"Every attempt leads to errors or rejection."
"I don't even know what's wrong anymore."
"I've been putting this off for years."
You're not the problem. These processes are genuinely hard to navigate.
What Kustodian does
Kustodian is a financial resolution platform that helps individuals and families:
- Recover stuck funds
- Fix rejected or delayed claims
- Transfer and consolidate accounts
- Resolve documentation and compliance issues
We take ownership - until it's solved.
Where we help

EPF & Provident Fund
PF withdrawal issues, UAN problems, KYC mismatch, claim rejection, and transfer delays - resolved end-to-end.

Shares & Dividends
Unclaimed dividends, IEPF recovery, physical share conversion, and lost investments - fully recovered.

Wills & Trust
Will drafting, trusts setup, legacy planning, asset protection, and succession planning - secured for generations.

Real Estate
E-Khata, property document issues, title disputes, missing papers, and ownership transfers - handled securely.

Banks & PPF
Dormant bank accounts, unclaimed balances, PPF maturity issues, and account recovery - completed smoothly.

NPS & Pensions
NPS withdrawal issues, PRAN errors, frozen pension accounts, and exit delays - fixed seamlessly.
Different assets. Same problem. We resolve it.
WHY KUSTODIAN?
We've Been Through It -and Solved It
Built with Empathy and Tech that actually works - simpler, faster, and stress-free.
Trying yourself
- Same portals, again and again
- Not sure what's wrong
- Nothing really moves
Agents
- Starts well
- Then slows down
- You keep following up
With Kustodian
- We take ownership
- We figure out what's wrong
- We handle everything
- We stay till it's done

No chasing. No half-done work. Just closure.
How this usually works
Tell us your situation
We identify exactly what is wrong and why it is stuck.
We fix what's needed
We handle the documentation, compliance, and coordination.
We get it resolved
The issue is closed. You don't have to chase anything.
You don't run around. We do.
PRIVACY & SECURITY
You heard it right-
“Your privacy, Kustodian's Duty”
Biometrics Verification
Access with secure biometrics login
AWS Secure Servers
Hosted on secure AWS servers
End-to-End Data Protection
Hybrid RSA-OAEP and AES-256-GCM encryption
Bank-grade protection in transit and at rest
2-factor Authentication
Extra protection with 2-factor login

Frequently asked questions
Kustodian helps individuals and families resolve financial issues that are difficult to handle on their own. We work on EPF withdrawal and transfer issues, multiple UAN and KYC problems, insurance claim delays or rejections, unclaimed shares recovery, NPS and pension-related issues, and documentation problems. We take ownership of the process and work through it until it is resolved, not just guide you.
Most agents or consultants provide partial help or stop midway. Kustodian is designed for end-to-end resolution. We identify what is actually wrong, handle documentation and follow-ups, coordinate across institutions, and stay involved until the issue is fully resolved. The focus is on getting the outcome completed, not just advice.
Kustodian works on problems where money is stuck, claims are rejected or delayed, accounts are inaccessible, or records are fragmented or incorrect. Common cases include EPF claims not processing, multiple UAN accounts not merging, insurance claims pending for months, shares transferred to IEPF, and missing or incorrect documentation.
No. You do not need to understand EPF rules, claim procedures, or documentation requirements. Kustodian identifies the issue, explains only what is necessary, and handles the process on your behalf.
In many cases, our work is success-linked, meaning our incentives are aligned with resolving your issue and we earn when the outcome is achieved. For some cases, there may be fixed components depending on complexity.
We take on cases where there is a clear path to resolution. If something cannot be resolved due to regulatory or structural constraints, we explain the reason clearly and do not continue unnecessary work.
Timelines depend on the type of issue, the institution involved, and the completeness of documentation. Some cases can be resolved in weeks, while others may take longer. What Kustodian ensures is consistent progress and follow-through.
No. Kustodian is an independent platform that helps individuals navigate and resolve processes across institutions such as EPFO, insurance companies, registrars and IEPF, and pension systems.
Yes. We handle all user data with strict confidentiality, secure storage practices, and limited internal access. Your information is used only for the purpose of resolving your issue.
Most financial resolution problems involve multiple systems that do not talk to each other, outdated records, unclear error messages, and repeated documentation requirements. Without experience, it is hard to identify the root cause or follow up effectively. Kustodian exists to handle this complexity.
Yes. Many of the cases we handle involve old EPF accounts, long-pending claims, and unclaimed investments. Even if something has been pending for years, it is often still resolvable with the right approach.
You do not need to prepare everything upfront. To begin, you can describe your issue and share whatever information you currently have. Kustodian will assess the situation, tell you what is needed next, and guide or handle the rest.
You don't have to keep dealing with this
Most people delay this for years. It only gets harder.
Talk to An ExpertClarity. Resolution. Peace of mind-handled.
SUPPORTED BY and PARTNERED WITH

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