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Harsh Jain

Why Indians Need More Than Just a Nominee

While nominating someone for your financial assets is a crucial step, it's not enough to ensure your legacy is protected. A well-crafted will is equally essential to guarantee that your assets are distributed according to your wishes.



The Limitations of Nomination

  • Caretaker, Not Heir: A nominee is a custodian of your assets, not their legal owner. Their role is to facilitate the transfer to the rightful heirs.

  • No Superseding Power: Nomination doesn't override legal inheritance laws. Your legal heirs, as defined by law, still have a claim to your assets.

  • Potential Conflicts: If there are conflicts between the nominee and legal heirs, it can complicate the process of transferring assets.


The Importance of a Will

  • Clear Instructions: A will outlines your wishes for asset distribution, ensuring your legacy is preserved.

  • Executor Appointment: You can appoint an executor to oversee the distribution process and ensure your wishes are carried out.

  • Peace of Mind: Knowing your assets will be managed and distributed according to your wishes provides peace of mind.


Key Takeaways

  • Combine Nomination and Will: For optimal protection, combine a nomination with a well-crafted will.

  • Regular Updates: Keep your nominations and will updated to reflect changes in your life or circumstances.

  • Seek Professional Advice: Consult with a legal professional to ensure your will is legally sound and aligns with your wishes.


By understanding the limitations of nomination and the significance of a will, you can take proactive steps to secure your legacy and provide peace of mind for your loved ones.


 

Kustodian.life empowers families to claim money and make informed decisions about your estate. We connect you with legal professionals who can guide you through the process like a will, ensuring your legacy is protected and your wishes are carried out.


Take control of your future, today. Visit Kustodian.life to learn more.

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